Previous interest rates

Here you can find details of previous interest rates for all Heritable Savings accounts.

These accounts are no longer available to new customers

Interest rates explained:

AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
Gross pa is the annualised rate before deduction of tax at basic rate (currently 20%) where applicable.
Base Rate means Bank of England Repo rate, currently 0.50%

Fixed Rate Bonds

Term	Balance	Interest Payment	Gross pa*	AER*
1 Year	£1,000+	Maturity	6.85%	6.85%
1 Year	£5,000+	Monthly	6.64%	6.85%
2 Years	£1,000+	Annually	6.80%	6.80%
2 Years	£5,000+	Monthly	6.60%	6.80%
3 Years	£1,000+	Annually	6.80%	6.80%
3 Years	£5,000+	Monthly	6.60%	6.80%
4 Years	£1,000+	Annually	6.00%	6.00%
4 Years	£5,000+	Monthly	5.84%	6.00%
5 Years	£1,000+	Annually	6.00%	6.00%
5 Years	£5,000+	Monthly	5.84%	6.00%

Online Saver (Issue 1)*** - Annual Interest

Effective Dates	Gross pa	AER
17/04/09 onwards	1.99%	1.99%
16/03/09 - 16/04/09	2.50%	2.50%
15/02/09 - 15/03/09	3.01%	3.01%
15/12/08 - 14/02/09	3.51%	3.51%
27/11/08 - 14/12/08	4.51%	4.51%
01/11/08 - 26/11/08	6.01%	6.01%
03/09/08 - 31/10/08	6.51%	6.51%

*** Interest rate includes a 12 month 0.61% gross pa bonus payable from the date of account opening.

Online Saver (Issue 1)*** - Monthly Interest

Effective Dates	Gross pa	AER
17/04/09 onwards	1.97%	1.99%
16/03/09 - 16/04/09	2.47%	2.50%
15/02/09 - 15/03/09	2.97%	3.01%
15/12/08 - 14/02/09	3.45%	3.51%
27/11/08 - 14/12/08	4.42%	4.51%
01/11/08 - 26/11/08	5.85%	6.01%
03/09/08 - 31/10/08	6.32%	6.51%

*** Interest rate includes a 12 month 0.61% gross pa bonus payable from the date of account opening.

50+ Saver (Issue 1) - Annual Interest

Effective Dates	Gross pa	AER
17/04/09 onwards	1.78%	1.78%
16/03/09 - 16/04/09	2.29%	2.29%
15/02/09 - 15/03/09	2.81%	2.81%
15/12/08 - 14/02/09	3.31%	3.31%
27/11/08 - 14/12/08	4.31%	4.31%
01/11/08 - 26/11/08	5.81%	5.81%
02/07/08 - 31/10/08	6.31%	6.31%

50+ Saver (Issue 1) - Monthly Interest

Effective Dates	Gross pa	AER
17/04/09 onwards	1.77%	1.78%
16/03/09 - 16/04/09	2.27%	2.29%
15/02/09 - 15/03/09	2.77%	2.81%
15/12/08 - 14/02/09	3.26%	3.31%
27/11/08 - 14/12/08	4.23%	4.31%
01/11/08 - 26/11/08	5.66%	5.81%
02/07/08 - 31/10/08	6.13%	6.31%

Direct Saver (Issue 1) - Annual Interest

Effective Dates	Gross pa	AER
17/04/09 onwards	1.89%	1.89%
16/03/09 - 16/04/09	2.40%	2.40%
15/02/09 - 15/03/09	2.91%	2.91%
15/12/08 - 14/02/09	3.41%	3.41%
27/11/08 - 14/12/08	4.41%	4.41%
01/11/08 - 26/11/08	5.91%	5.91%
19/09/08 - 31/10/08	6.41%	6.41%
13/06/08 - 18/09/08	6.21%	6.21%

Direct Saver (Issue 1) - Monthly Interest

Effective Dates	Gross pa	AER
17/04/09 onwards	1.87%	1.89%
16/03/09 - 16/04/09	2.37%	2.40%
15/02/09 - 15/03/09	2.87%	2.91%
15/12/08 - 14/02/09	3.36%	3.41%
27/11/08 - 14/12/08	4.32%	4.41%
01/11/08 - 26/11/08	5.76%	5.91%
19/09/08 - 31/10/08	6.23%	6.41%
13/06/08 - 18/09/08	6.04%	6.21%

60 Day Notice Account (Issue 2***)

Effective Dates	Gross pa	AER
17/04/09 onwards	2.10%	2.10%
16/03/09 - 16/04/09	2.60%	2.60%
15/02/09 - 15/03/09	3.10%	3.10%
15/12/08 - 14/02/09	3.60%	3.60%
27/11/08 - 14/12/08	4.60%	4.60%
01/11/08 - 26/11/08	6.10%	6.10%
01/07/08 - 31/10/08	6.60%	6.60%

*** Interest rate includes a 12 month 0.60% gross pa bonus payable from the date of account opening.

90 Day Notice Account (Issue 7)

Effective Dates	Gross pa	AER
17/04/09 onwards	1.76%	1.76%
16/03/09 - 16/04/09	2.26%	2.26%
15/02/09 - 15/03/09	2.76%	2.76%
15/12/08 - 14/02/09	3.26%	3.26%
27/11/08 - 14/12/08	4.26%	4.26%
01/11/08 - 26/11/08	5.76%	5.76%
01/07/08 - 31/10/08	6.26%	6.26%

Easy Access Account (Issue 2) - Annual Interest

Effective Dates	Gross pa	AER
17/04/09 onwards	1.30%	1.30%
16/03/09 - 16/04/09	1.80%	1.80%
15/02/09 - 15/03/09	2.31%	2.31%
15/12/08 - 14/02/09	2.81%	2.81%
27/11/08 - 14/12/08	3.81%	3.81%
01/11/08 - 26/11/08	5.31%	5.31%
19/09/08 - 31/10/08	5.81%	5.81%
07/03/08 - 18/09/08	6.06%	6.06%
29/01/08 - 06/03/08	6.21%	6.21%
13/12/07 - 28/01/08	6.46%	6.46%
09/11/07 - 12/12/07	6.26%	6.26%

Easy Access Account (Issue 2) - Monthly Interest

Effective Dates	Gross pa	AER
17/04/09 onwards	1.29%	1.30%
16/03/09 - 16/04/09	1.79%	1.80%
15/02/09 - 15/03/09	2.29%	2.31%
15/12/08 - 14/02/09	2.77%	2.81%
27/11/08 - 14/12/08	3.75%	3.81%
01/11/08 - 26/11/08	5.19%	5.31%
19/09/08 - 31/10/08	5.66%	5.81%
07/03/08 - 18/09/08	5.90%	6.06%
29/01/08 - 06/03/08	6.04%	6.21%
13/12/07 - 28/01/08	6.28%	6.46%
09/11/07 - 12/12/07	6.09%	6.26%

Easy Access Account (Issue 1) - Annual Interest

Effective Dates	Gross pa	AER
17/04/09 onwards	0.80%	0.80%
16/03/09 - 16/04/09	1.31%	1.31%
15/02/09 - 15/03/09	1.81%	1.81%
15/12/08 - 14/02/09	2.31%	2.31%
27/11/08 - 14/12/08	3.31%	3.31%
01/11/08 - 26/11/08	4.81%	4.81%
19/09/08 - 31/10/08	5.31%	5.31%
07/03/08 - 18/09/08	5.56%	5.56%
09/01/08 - 06/03/08	5.81%	5.81%
13/07/07 - 08/01/08	6.06%	6.06%
18/05/07 - 12/07/07	5.81%	5.81%

Easy Access Account (Issue 1) - Monthly Interest

Effective Dates	Gross pa	AER
17/04/09 onwards	0.80%	0.80%
16/03/09 - 16/04/09	1.30%	1.31%
15/02/09 - 15/03/09	1.80%	1.81%
15/12/08 - 14/02/09	2.29%	2.31%
27/11/08 - 14/12/08	3.26%	3.31%
01/11/08 - 26/11/08	4.61%	4.71%
19/09/08 - 31/10/08	5.09%	5.21%
07/03/08 - 18/09/08	5.34%	5.47%
09/01/08 - 06/03/08	5.59%	5.74%
13/07/07 - 08/01/08	5.84%	6.00%
18/05/07 - 12/07/07	5.59%	5.74%

120 Day Notice Account (Issues 1 & 2)

Effective Dates	Gross pa	AER
17/04/09 onwards	0.80%	0.80%
16/03/09 - 16/04/09	1.30%	1.30%
15/02/09 - 15/03/09	1.80%	1.80%
15/12/08 - 14/02/09	2.30%	2.30%
27/11/08 - 14/12/08	3.30%	3.30%
01/11/08 - 26/11/08	4.80%	4.80%
19/09/08 - 31/10/08	5.30%	5.30%
07/03/08 - 18/09/08	5.55%	5.55%
09/01/08 - 06/03/08	5.80%	5.80%
13/07/07 - 08/01/08	6.05%	6.05%
18/05/07 - 12/07/07	5.85%	5.85%

90 Day Notice Account (Issue 6)

Effective Dates	Gross pa	AER
17/04/09 onwards	1.51%	1.51%
16/03/09 - 16/04/09	2.01%	2.01%
15/02/09 - 15/03/09	2.51%	2.51%
15/12/08 - 14/02/09	3.01%	3.01%
27/11/08 - 14/12/08	4.01%	4.01%
01/11/08 - 26/11/08	5.51%	5.51%
19/09/08 - 31/10/08	6.01%	6.01%
07/03/08 - 18/09/08	6.26%	6.26%
13/12/07 - 06/03/08	6.51%	6.51%

90 Day Notice Account (Issue 5)

Effective Dates	Gross pa	AER
17/04/09 onwards	1.16%	1.16%
16/03/09 - 16/04/09	1.66%	1.66%
15/02/09 - 15/03/09	2.16%	2.16%
15/12/08 - 14/02/09	2.66%	2.66%
27/11/08 - 14/12/08	3.66%	3.66%
01/11/08 - 26/11/08	5.16%	5.16%
19/09/08 - 31/10/08	5.66%	5.66%
07/03/08 - 18/09/08	5.91%	5.91%
09/01/08 - 06/03/08	6.16%	6.16%
12/10/07 - 08/01/08	6.41%	6.41%
13/07/07 - 11/10/07	6.25%	6.25%

90 Day Notice Account (Issue 4)**

Effective Dates	Gross pa	AER
17/04/09 onwards	1.25%	1.25%
16/03/09 - 16/04/09	1.75%	1.75%
15/02/09 - 15/03/09	2.25%	2.25%
15/12/08 - 14/02/09	2.75%	2.75%
27/11/08 - 14/12/08	3.75%	3.75%
01/11/08 - 26/11/08	5.25%	5.25%
07/03/08 - 31/10/08	5.75%	5.75%
09/01/08 - 06/03/08	6.00%	6.00%
13/07/07 - 08/01/08	6.25%	6.25%
18/05/07 - 12/07/07	6.00%	6.00%

** Interest rate includes a 12 month 0.75% gross pa bonus payable from the date of account opening.

90 Day Notice Account (Issue 1, 2 & 3)

Effective Dates	Gross pa	AER
17/04/09 onwards	0.50%	0.50%
16/03/09 - 16/04/09	1.00%	1.00%
15/02/09 - 15/03/09	1.50%	1.50%
15/12/08 - 14/02/09	2.00%	2.00%
27/11/08 - 14/12/08	3.00%	3.00%
01/11/08 - 26/11/08	4.50%	4.50%
19/09/08 - 31/10/08	5.00%	5.00%
07/03/08 - 18/09/08	5.25%	5.25%
09/01/08 - 06/03/08	5.50%	5.50%
13/07/07 - 08/01/08	5.75%	5.75%
18/05/07 - 12/07/07	5.50%	5.50%

60 Day Notice Account (Issue 1***)

Effective Dates	Gross pa	AER
17/04/09 onwards	1.85%	1.85%
16/03/09 - 16/04/09	2.35%	2.35%
15/02/09 - 15/03/09	2.85%	2.85%
15/12/08 - 14/02/09	3.35%	3.35%
27/11/08 - 14/12/08	4.35%	4.35%
01/11/08 - 26/11/08	5.85%	5.85%
19/09/08 - 31/10/08	6.35%	6.35%
13/06/08 - 18/09/08	6.60%	6.60%
30/04/08 - 12/06/08	6.50%	6.50%

*** Interest rate includes a 12 month 0.60% gross pa bonus payable from the date of account opening.

Login

• Contact us